CM Home Loans Inc., a Sacramento, California based mortgage company strives to offer its clients fast, efficient service at competitive wholesale rates. Whether it be a home loan, mortgage, loan for first time home buyer , first time home buyer mortgage, refinance home loan, home mortgage refinance loan, cashout refinance, cash out refinance, rate and term refinance, debt consolidation, home improvement loan in california, home equity line of credit, HELOC, adjustable rate mortgage, ARM, first time home buyer,home loan mortgage refinance loan, home loan refinance online, home equity loan refinance credit, california home improvement loan, mortgage broker home loan refinance, home equity credit line, debt consolidation home loan, home improvement loan, construction loan or commercial loan our team of loan consultants can help. We have creative financing solutions for any need: bankruptcy, debt, remodel, remodeling, home improvement, high LTV, 100% financing, no PMI, no mortgage insurance, no cost, foreclosure, 80/20, 80/15/5, 15 year fixed, 30 year fixed, 20 year fixed, SFR, single family residence, owner occupied, second home, investment property, California home loans, Sacramento home loans, subprime, alt-a, full doc, wholesale and low rates. One size does not fit all. Apply online and let our team of creative financing experts tailor a loan program to fit your individual needs! Services: Sacramento, California, Northern California, Southern California, home loan, home loans, mortgage loans, home equity line of credit, HELOC, adjustable rate mortgage, ARM, APR, rate, loan, refinance, creative financing, first time home buyer, lender, mortgage banker, cash out, cashout refinance, construction loans, FHA, VA, HUD, financing, debt consolidation, stated income, no doc, no ratio, subprime, conventional, conforming, FHMC, FNMA, GNMA, no cost, wholesale, commercial lending, commercial lender, purchase, Alt-A, full service, low rates, closing costs, closing cost, escrow, mortgage, broker, home, for sale, purchase, refi, refinance, loan application, borrower, financing, 100 percent, Lien, 1st, 2nd, Jumbo, 80/20, down payment, rate and term, streamline, consolidate, Washington mutual, bank of America, , real estate, no cost, foreclosure, rate lock, greenpoint, high LTV, Debt, bankruptcy, credit score, mortgage calculator, buydown, bedroom, bathroom, kitchen, fireplace, furnishings, roofs, construction, patio, tile, builder, lease, agent, office, commute, improvement, lower payment, credit card, property, location, neighborhood, origination, residence, primary, investment, secondary, payoff, remodel, upgrade, owner occupied, second home, primary residence, investment property, single family residence, SFR, Appraised Value, debt ratio